Big Lou Insurance

Monday - Friday
8:00 am - 5:30 pm
Central Time

Big Lou Insurance
348 Miracle Strip Pkwy SW
Fort Walton Beach, FL 32548
United States

Big Lou’s Life Insurance
Knowledge Center

Why You Should Never Lie on a Life Insurance Application

It is not uncommon for applicants to lie on their life insurance applications, whether the lie is direct or indirect – as in failing to disclose relev…

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8 Health & Fitness Blogs That Will Help You Lose Weight

Obesity is one of the most critically important factors influencing an applicant’s life insurance risk class, premium rates, and overall eligibility f…

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5 Life Insurance Underwriting Myths Most People Believe

It is not surprising that so many potential life insurance applicants subscribe to commonly held misconceptions about coverage. Life insurance compani…

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How Lower Your A1C Levels and Save on Life Insurance

Anyone living with an adverse health condition knows that it can be more difficult to qualify for a life insurance policy compared to someone in good…

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How a Testicular Cancer Diagnosis Affects Life Insurance

Navigating Life Insurance After Testicular Cancer No one wants to hear the word “cancer” uttered to him at the doctor’s office. This scary diagnosis c…

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Smoking Kills—Your Life Insurance Rates and Health Class Rating

Warning This is Not a Safe Zone—this post about smoking and life insurance is an honest, direct, and potentially politically incorrect. You’ve heard t…

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How to Maximize Wealth, Minimize Tax Liabilities and Diversify Investment Risk With Life Insurance

Too busy to read this article on asset maximization? Skip to the end of this article and download our free resource on how to use life insurance to ma…

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4 Things Most People Don't Know About Life Insurance

When it comes to life insurance most folks fall into three camps: They have a policy but don’t know much about it. They don’t have a policy and aren’t…

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How to Get Life Insurance After a Heart Attack

If you’ve recently suffered a heart attack, also known as a myocardial infarction, and you now want to purchase a life insurance policy, you might fin…

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How to Avoid a Poor Life Insurance Health Classification and Save Money

Applying for life insurance can be a harrowing experience for those who are hoping for a superior health classification and the lower premiums that co…

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3 Costly Mistakes Seniors Make When Shopping for Life Insurance

Thanks to medical and technological advances, life expectancy in the US is on the rise. As result, the demand for life insurance for seniors is also o…

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Life Insurance & Mental Health

If you suffer from a mental illness or have a history of mental health issues your life insurance will most likely be affected. If you’ve pursued trea…

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5 Ideas for Getting Affordable Life Insurance with Heart Conditions

It’s no secret that life insurance companies view customers with heart conditions as high risk clientele. That’s because heart conditions are the lead…

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Too Fat For Life Insurance? Here's How Obesity Will Impact Your Policy

Life insurance companies use your weight and body mass index to determine your health class rating and price your life insurance policy. Shedding a fe…

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5 Life Insurance Medical Exam Tips That Save You Money

Ben Franklin said, “by failing to prepare you are preparing to fail.” Preparation is important when it comes to your life insurance medical exam too.…

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4 Signs of High Blood Pressure Affects Life Insurance Premium

High blood pressure is one of the most common causes of high life insurance premiums. In this article we’ll show you how insurance underwriters view h…

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How to Get Affordable Life Insurance Even if You’re Over 50

Whether you’re a 50 year old man or a 50 year old woman—getting life insurance in your 50’s is a challenging proposition. If you’re considering purcha…

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6 Secrets Only Insurance Brokers Know About ADHD & Life Insurance

If you’re beginning your search for life insurance with ADD (attention deficit disorder) or ADHD (attention deficit hyperactivity disorder) we wrote t…

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Depression & Life Insurance

Getting affordable life insurance with a history of mental illness or depression is a complex process. Most people know that insurance companies look…

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Getting Life Insurance With Anxiety

Do you need life insurance but you’re taking anxiety medication? Are you shopping for life insurance with an anxiety disorder diagnosis? Or maybe you’…

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7 Reasons You Should Consider Life Insurance Prequalification

Life insurance prequalification is a process top-notch life insurance brokers utilize for uncovering important information about life insurance applic…

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Guide to Getting Life Insurance with Type 2 Diabetes

Most diabetics think they are uninsurable, which couldn’t be further from the truth. Just because you have been diagnosed with diabetes, it does not m…

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What Is The Best Life Insurance Company For Diabetics?

If you suffer from type I or type II diabetes choosing a life insurance carrier is not a simple task. Selecting the best life insurance company to pro…

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Can you Get Life Insurance with Diabetes?

If you have diabetes, you may think you won’t be able to get life insurance. Luckily, that’s not the case. You can get approved for term life insuranc…

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Dividing Life Insurance Property During a Divorce

Disclaimer: Big Lou® is not an attorney. This is not legal advice. You should always consult a lawyer during a divorce. We’ve written this article to…

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4 Life Insurance Concerns You Need to Consider When Getting Divorced

If you’re going through a divorce you need to protect yourself financially. Getting divorced is a traumatic, emotional experience. You’ll be going thr…

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How to Lower Cholesterol and Triglycerides to Save on Life Insurance

Life insurance costs can skyrocket if you have high cholesterol or triglycerides. The life insurance cost related to high cholesterol is significant.…

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Life Insurance Guide for Type1 Diabetics

Does type 1 diabetes affect life insurance? Short answer: yes. But if you are a type 1 diabetic, you are still an excellent candidate for life insuran…

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Why Do Life Insurance Companies Do Blood Tests?

Many people think applying for life insurance is easy, but people commonly find out it’s not so easy after they’ve already started the process. After…

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How Seniors Over Age 70 Can Get Life Insurance

Life insurance is an important part of your retirement and estate plan. If you’re 70 years old or older and haven’t secured a life insurance policy no…

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7 Important Life Insurance Details to Think About After Getting a Divorce

When dealing with the financial ramifications of divorce, life insurance is easy to overlook. After all, assuming both parties are still alive, life i…

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Will High Cholesterol Affect My Life Insurance Rate?

Life insurance rates are determined using a big list of possible health and lifestyle risks. One of those is your risk for heart disease, and a big pa…

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How to Buy Affordable Life Insurance For Diabetics?

If you have diabetes, chances are you will spend a lot of time and money on checkups, medication, and professional healthcare services. While the firs…

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5 Tips For Getting Life Insurance Over Age 60

If you’re a senior or over the age of 60 we have good news for you—it’s still possible to get term life insurance. And in this article we’ll explain w…

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How Does Gestational Diabetes Impact Life Insurance?

Shopping for life insurance while pregnant? Take into account all the possible risk factors that might affect your ability to obtain the best life ins…

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Can You Get Life Insurance If You’ve Had Prostate Cancer?

Getting approved for life insurance after prostate cancer is no easy task. But 2.5 million men in the United States have survived prostate cancer and…

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The Silent Killer—How Sleep Apnea Affects Your Life Insurance

Sleep apnea is a serious disorder that affects more than 18 million Americans. Sleep apnea may impact your life insurance rates depending on your hist…

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5 Life Insurance Mistakes People Make When Getting Divorced

Divorce can lead to a whirlwind of financial decisions. Investment and bank accounts must be reviewed and divided. Mortgages must be refinanced. Homes…

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The Surprising Way to Get Life Insurance if You Have Testicular Cancer

If you’ve been diagnosed with testicular cancer or your testicular cancer is in remission, finding the right life insurance is challenging. Testicular…

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5 Reasons Why Millenials Need Life Insurance

Big Lou® here. Today I want to chat with you about why “all the single ladies” (shout-out to yonce) and single men need life insurance. Buckle your se…

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Underwriting Process for Diabetics

Thousands of people with diabetes apply for life insurance every year with different outcomes. Working with an experienced life insurance broker can i…

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Getting Life Insurance With Type II Diabetes

Unfortunately, type 2 diabetes and insurance do not dance happily, hand in hand. Trying to find insurance after being diagnosed with type 2 diabetes c…

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