Obesity is one of the most critically important factors influencing an applicant’s life insurance risk class, premium rates, and overall eligibility for life insurance in the first place. During the underwriting process, an applicant’s weight and height are compared against a reference height/weight table. The more overweight an applicant is for their height, the more likely they are to be placed in a higher risk class (and penalized with correspondingly higher premiums). If the applicant is morbidly obese, they may even have their life insurance application declined. [more info on that here]
Big Lou is just like you—he's on meds too. Big Lou is about reality in life insurance. He's been through good times and bad. Big Lou knows you have special needs, and he's here to help guide you through the life insurance process.
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