8 Health & Fitness Blogs That Will Help You Lose Weight

Obesity is one of the most critically important factors influencing an applicant’s life insurance risk class, premium rates, and overall eligibility for life insurance in the first place. During the underwriting process, an applicant’s weight and height are compared against a reference height/weight table. The more overweight an applicant is for their height, the more likely they are to be placed in a higher risk class (and penalized with correspondingly higher premiums). If the applicant is morbidly obese, they may even have their life insurance application declined. [more info on that here]

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